Michelle D.

About Michelle D.

I am a Financial Risk and Operations Executive with more than 35 years of experience leading transformation across the mortgage industry.My career has been defined by building high-performing teams, modernizing operations, and strengthening risk and compliance frameworks in complex regulatory environments. I bring deep expertise in performance optimization, technology integration, regulatory compliance, quality assurance, servicing, secondary markets, and credit underwriting, along with hands-on leadership across compliance, loss mitigation, training, and post-closing operations.For the past 17 years, I have built and managed multiple Quality Control and Compliance platforms for leading banks and vendor partners—many of which remain active today and continue to deliver consistent results. My experience spans both primary and secondary mortgage markets, supporting clients from private institutions to GSEs.Currently, I serve as a Principal at Baker Tilly within the Mortgage Risk Advisory Financial Services Practice. I lead the day-to-day operations and technical strategy for our Quality Control, Internal Audit, Compliance, and QC Servicing business lines, aligning execution with long-term business goals. As part of the senior executive team, I represent the firm in the industry while driving innovation, accountability, and excellence across our service

Experience

1. Principal Mortgage Risk Advisory

   Baker Tilly US

   Jun 2015 — Present · Fort Lauderdale, FL, US

   Baker Tilly\'s Mortgage Risk Advisory Practice, formerly known as The Compliance Group, stands as the leading nationwide provider in mortgage compliance and quality control within the financial services sector.Our impressive 28-year history in the compliance space speaks volumes, bolstered by our enduring client relationships and dedicated professional team. Since our inception, our core mission has been to deliver exceptional care to our clients while remaining at the forefront of the intricate landscape of compliance and credit risk management. Baker Tilly/The Compliance Group extends its support to various financial institutions in the mortgage industry, including mortgage lenders, banks, credit unions, brokers, and consumer finance entities. We are unwavering in our commitment to aiding our industry in constructing comprehensive internal compliance and enterprise risk management programs that can withstand even the most rigorous regulatory audits. Tilly US,(Baker Tilly) is a leading advisory CPA firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world’s leading financial centers – New York, London, San Francisco, Los Angeles and Chicago. Baker Tilly is an independent member of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 148 territories, with professionals and a combined worldwide revenue of $4.0 billion. employeesHeadquartersChicago, ILSpecialtiesAssurance, Tax, Analytics, Governance, Risk, and Compliance, Government Contracts, Growth Strategies, Human Capital, Litigation Support, Performance Optimization, Recruiting Solutions, Renewable Energy, Technology, Transaction Advisory, and Investment Banking