Michele Gonsalves
Assistant Vice President, Member Business Loan and Business Banking @Silver State Schools Credit Union
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WORK HISTORY
Assistant Vice President, Member Business Loan and Business Banking @Silver State Schools Credit Union
Las Vegas, NV, US
As the Assistant Vice President of Business Banking- reporting directly to CLO, I oversee all areas of the Credit Union’s business banking division, including deposits, services, loans, and participations. In this role, I lead teams responsible for sales, service, and operations, driving strategic initiatives to grow the Credit Union’s business banking portfolio. My focus includes product development, pricing strategies, and risk management to ensure strong asset quality while aligning with the Credit Union’s overall objectives.I manage commercial loan and deposit portfolios, overseeing processes from underwriting to servicing and compliance. Additionally, I lead efforts to cultivate and maintain strong relationships with business owners across Nevada, expanding the Credit Union’s member base. My responsibilities also include managing loan participations, expanding deposit products and services, and ensuring high-quality loan performance through proactive portfolio oversight.This leadership role requires cross-functional collaboration and team development, ensuring that my teams are aligned with the Credit Union’s strategic goals and consistently deliver excellent member service.
EDUCATION
The State University of New York
Bachelor's degree, Business Management and Economics/ Minor in Human Resources Management
ABOUT MICHELE GONSALVES
Achievement-driven banking/lending industry executive with a successful 25-year record of experience, career growth, promotions, and accomplishments with the recent assignment to lead the Business Banking for the State of Nevada at US Bank.My consistent record of accomplishments has been based on my strengths for new business banking department startups, strategic planning/execution, portfolio management, loan underwriting/servicing, deposit account growth, banking process optimization, business banking relationship building, industry regulatory compliance, cost controls, and communicating goals to managers and employees.Here are a few strengths that demonstrate what I can offer:(1) increasing net deposit growth by $323 million and producing $220 million in loan volume at US Bank NV Region;(2) generating 300% growth in the first year and 200% growth in the second year in business loan production in NV footprint;(3) improve market share position to be the top 5 financial institutions in the state of NV and (4) rank as #1 region throughout the entire company for best audit performance and highest customer satisfaction. In addition, I have other intangible qualities including my personal drive to become a top performer, collaborative leadership style, dedicated work ethic, strong interpersonal skills, professionalism, and commitment to corporate values.I have been successful in translating strategy into results and I\'m confident in my ability to make a substantial impact on a new financial institution.
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