Michael Harder
Credit Risk Management and Corporate Banking
- Role
- Credit Supervisor at CoBank
- Location
- Marietta, GA, US
- LinkedIn followers
- 500 followers
About Michael Harder
20+ years in corporate/commercial banking and credit risk management senior credit officer / senior relationship banker experiencecredit modeling and forecasting modelscredit underwritingexperience in all manners of corporate finance and debt capital marketslegal/credit structuringfinancial statement analysisasset based lendingsecured and unsecured lendingportfolio management
Experience
Credit Supervisor
Oct 2017 — Present · Atlanta, GA, US
Serves as Credit Supervisor / Lead Credit Officer in the Digital Infrastructure banking group focused on lending to broadband, voice, cable, data center, fiber transport, cellular/wireless, tower, and LEC industry sectors. Promoted in 2020* Led the Communications \"Center of Excellence\" team that provided research to both CoBank and the broader Farm Credit System* Underwrite M&A transactions on both the buy and sell side* Managed relationships with individual borrower exposure in excess of $200 million* Served as lead government regulatory and LEC industry analyst * Experience lending in cash flow, secured/unsecured, institutional, private equity, term loan B, leveraged/high yield, and investment grade loan markets
Education
Mercer University - Stetson School of Business and Economics
BBA, International Business/Finance
1994 — 1998
Skills
- Banking
- Bloomberg
- Asset Based Lending
- Cash Flow
- Business Analysis
- Accounting
- Analysis
- Commercial Banking
- Corporate Finance
- Capital Markets
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