Michael Ciaburri

About Michael Ciaburri

The primary goal of forming Worth Avenue Capital is to be the preeminent problem solver for small businesses in terms of their capital and debt restructuring requirements. Specifically, WAC has been very successful at closing numerous loan and loan workout transactions for small businesses since the company\'s inception in 2008. Over 40 years of experience in commercial lending with a deep understanding of traditional and alternative financing solutions 8 years as President, CEO, and Co-Founder of a publicly traded community bank, driving strategic growth and operational excellence 17 years as Owner and Operator of a direct private lending company focused on structuring alternative commercial loans for small businessesSpecialties: WAC specialties include raising debt capital for small closely held companies; making alternative commercial loans to small businesses through a pool of private capital; acting as lead negotiator in bank workouts on behalf of numerous small businesses

Experience

1. Principal

   Worth Avenue Capital

   Apr 2008 — Present

   I founded Worth Avenue Capital in 2008. WAC specializes in providing funding solutions, alternative financing, and advisory services for both small businesses and real estate developers who are having difficulty obtaining conventional bank business financing as well as negotiating bank workouts in a distressed situation on our client’s outstanding bank loans.Our expertise and dedicated focus have enabled us to achieve remarkable success in facilitating a wide array of financial transactions for our clients. This includes an impressive portfolio of loan originations and loan workout arrangements, tailored to meet the unique needs of small businesses. Through our commitment to personalized solutions and our deep understanding of the financial landscape, WAC has not only delivered critical financial solutions but has also contributed to the sustainable growth and resilience of small businesses in a dynamic economic environment.Worth Avenue Capital specializes in providing tailored financial solutions across various industries, ensuring each business\'s unique needs are met. They offer support to-Real Estate Developers & Investors-General Contractors-Electricians-Plumbers-Carpenters-HVAC Specialists-Manufacturing & Distribution Businesses

Education

• Manhattanville University

  BA, Economics

  1979 — 1983