Michael Chen

About Michael Chen

Seasoned credit professional with broad experience in all facets of an investment, including deal sourcing, structuring, execution, portfolio management, and restructuring. Strong foundation in leveraged cash flow and enterprise analyses, with proven ability to analyze business models, evaluate risk profiles and develop complex financial models. Recognized for collaborating effectively with global teams and establishing/fostering direct client relationships. Closed 100+ commitments, representing $3+bn in total loan volume. Executed both buy-side and sell-side workouts/restructurings.Financing Structures: investment grade and sub-investment grade debt, including asset-based loans and cash flow loans (both private/direct and tradable credit), mezzanine, bridge-to-bonds, high yield debt for middle market and large cap private equity sponsors and corporates.Selected Industries: Industrials, Manufacturing, Packaging, Chemicals, Retail/Restaurants, Business Services, Automotive, Transportation/Logistics, Media/Broadcasting, Education, Technology/Software, Oil & Gas, and Real Estate.Certifications: Finra Series 7, 63, 79, and SIE.

Experience

1. Director, Asset-based Lending Group (Leveraged Abl Loans)

   ING

   Sep 2019 — Present

   Originate and execute new business opportunities, closing 15+ asset-based loans ($1+bn total commitments) for large-cap private equity sponsors and non-sponsored companies by underwriting both cash flows as well as collateral value.• Establish new prospective borrower relationships through active calling and networking efforts.• Collaborate with various global product teams to determine maximum debt capacity and optimal capital structures to pitch highly-structured capital markets solutions to support refinancings, LBOs and acquisitions.• Engage C-level executives and sponsors to drive non-credit cross-buy (e.g. hedge derivatives, cash/liquidity management solutions, working capital/trade finance facilities).• Manage 15+ portfolio loans ($1+bn total commitments), executing upsizes, amendments and workouts.

Education

• Tufts University

  BS, Biology and Environmental Studies

  1997 — 2001

• USC Marshall School of Business

  MBA, Finance

  2007 — 2009

• Harvard University

  Graduate Certificate, Finance

  2002 — 2004

Skills

• Capital Markets
• Series 7
• Investment Banking
• Portfolio Management
• Debt
• Financial Analysis
• Corporate Finance
• Credit Analysis
• Valuation
• Investments
• Due Diligence
• Structuring
• Restructuring
• Private Equity
• Leveraged Finance
• Financial Structuring
• Credit
• Financial Modeling
• Mergers & Acquisitions