Michael Santoro
AVP - Inland Marine
- Role
- Assistant Vice President - Inland Marine at Palomar
- Location
- Cincinnati, OH, US
- LinkedIn followers
- 500 followers
About Michael Santoro
As Assistant Vice President of Inland Marine Underwriting, I specialize in delivering tailored insurance solutions across a range of complex risks—including Builder’s Risk, Contractor’s Equipment, Installation Floaters, and various inland marine classes. With over 19 years of experience in the commercial insurance industry, I’ve built a track record of driving profitable portfolio growth, strengthening broker relationships, and developing territory strategies that align underwriting discipline with market opportunity.My background includes both admitted and non-admitted business, and I’ve worked closely with retail and wholesale distribution partners to craft solutions that meet the evolving needs of clients in construction, transportation, and specialty sectors. I bring a hands-on approach to mentorship, product development, and collaborative underwriting, supporting teams and partners to succeed in a competitive and fast-paced marketplace.I hold an MBA from Xavier University and several professional certifications, most notably: Chartered Property Casualty Underwriter (CPCU), Associate in Claims (AIC-M), and Associate in Marine Insurance Management (AMIM). These credentials demonstrate my commitment to continuous learning and excellence in my field. I am also skilled in developing and coaching employees, communicating effectively, and delivering presentations. My goal is to leverage my expertise and leadership skills to help Palomar achieve its strategic objectives and grow its market share.
Experience
Assistant Vice President - Inland Marine
Aug 2025 — Present
Education
Xavier University
Bachelors of Science, Sport Management
2005
Xavier University
M.B.A, Business Administration and Management, General
2010
Skills
- Cpcu
- Customer Service
- Microsoft Excel
- Outlook
- Highly Detail Oriented
- Liability
- Insurance
- Public Speaking
- Claims Management
- Development of Employees
- Inland Marine
- Microsoft Office
- Property & Casualty Insurance
- Time Management
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