Michael Boggiano

About Michael Boggiano

I simplify complex capital challenges for brokers and investors in commercial real estate. Whether it’s small-balance or middle market transactions, my goal is to deliver clarity, execution, and value across the deal lifecycle.With 25+ years of experience and $5B+ in closed transactions, I specialize in structuring financing solutions across commercial real estate, multifamily, mixed-use, bridge, SBA, and single-family rental (SFR) portfolios.I’m passionate about building high-performing teams, launching innovative lending products, and driving go-to-market strategies across institutional and private credit markets. I’ve led multiple commercial origination platforms.As co-founder of The Academy for Commercial Lending, I help mortgage professionals transition into commercial lending through training focused on fundamentals, underwriting, and market strategy.I also publish The Small Balance Intersection, a weekly newsletter with insights on small-balance commercial trends, deal structuring, and financing strategies.Subscribe: linkedin.com/newsletters/the-small-balance-intersection-71••••••••28Key Areas of Expertise:• Capital Structuring & Strategy• Small-Balance & Middle Market CRE• Multifamily, SFR & Mixed-Use Lending• Institutional & Private Credit Platforms• Team Building & Sales Leadership• CRE Education & MentorshipWhile fully engaged in my current private lending role, I enjoy exchanging ideas on capital markets, strategy, and education. If you’re a broker, lender, investor, or mortgage professional focused on CRE and small-balance strategies, I welcome the opportunity to connect and collaborate.

Experience

1. Founder

   Academy For Commercial Lending

   May 2024 — Present · FL, US

   The Academy for Commercial Lending equips mortgage professionals—especially residential brokers—with the knowledge, skills, and confidence to transition into small-balance commercial lending. Currently approved in New York, New Jersey, and Florida as a Continuing Professional Education (CPE) credit provider, our mission is to bridge the gap between theory and real-world application through practical, results-driven training taught by industry veterans with over 100 years of combined experience.Our programs cover key commercial lending topics, including:Underwriting fundamentals and advanced techniquesSBA 7(a) and 504 lending strategiesDSCR loan structuring and analysisSourcing and qualifying dealsRent roll and cash flow analysisNavigating loan programs and lender requirementsCommercial property valuationLeveraging AI and technology in lending operationsWe offer both live and on-demand courses designed for immediate application, giving participants a competitive advantage with investors, borrowers, and lenders. As the Academy grows, we will introduce advanced modules on portfolio structuring, market analysis, and specialized property types, along with mentorship and networking opportunities.Whether you’re a residential mortgage broker seeking to expand into commercial, a new entrant to real estate finance, or an experienced professional sharpening your skills, the Academy for Commercial Lending is here to help you close more deals, build lasting client relationships, and grow your business with confidence.

Education

• Nova Southeastern University

  MBA, Business

  1992 — 1994

• Hofstra University

  Bachelor of Business Administration (BBA), Accounting

  1984 — 1986