Michael W. Bacino

Experience

1. Retail Branch Manager & Originator

   Arbor Financial Group

   Dec 2022 — Present

   Michael Bacino serves as Retail Branch Manager with Arbor Financial. In his role Michael is responsible for leading the growth and production of the sales channel in Middle Tennessee. Michael\'s responsibilities also include, but are not limited to, marketing, recruiting, lead generation, and relationship management. Michael is currently licensed to conduct business in California and Tennessee. Arbor Financial offers a second to none suite of products with offerings via in-house correspondent lending as well as countless wholesale relationships via established wholesale channels. NMLS Individual ID 210998

Education

• Texas State University

  Business Administration and Management, General

  1994 — 1998

• McCullough High School

  General Studies

  1988 — 1992

Skills

• Credit
• Mortgage Lending
• Home Equity Loans
• Mortgage Underwriting
• Investments
• Underwriting
• Residential Mortgages
• Va Loans
• Investment Properties
• Loss Mitigation
• Fha Financing
• Training
• Commercial Mortgages
• Reverse Mortgages
• Real Estate Financing
• Real Estate Economics
• Sales
• Sales Operations
• Loan Servicing
• Negotiation
• Management
• Credit Analysis
• Marketing Strategy
• Lead Generation
• Refinance
• Commercial Lending
• Funding
• Sales Management
• Marketing
• Finance
• Banking
• Financial Structuring
• Leadership
• Portfolio Management
• Competitive Analysis
• Certified Mortgage Planning
• Selling
• Start-Ups
• Loans
• Fha