Michael Vergara-Lopez
Competent Loan Processing Professional With 7+ Years of Experience
- Role
- Heloc Processor at SoFi
- Location
- Charlotte, NC, US
- LinkedIn followers
- 500 followers
About Michael Vergara-Lopez
Achievements-driven and capable professional with extensive experience performing credit…
Experience
Heloc Processor
May 2023 — Present · Charlotte, NC, US
Responsible for processing real estate loans, working with our member owners and representatives from all delivery channels to meet members’ financial needs in a professional, efficient, and knowledgeable manner• Review, timeline tracking, and preparation of all early disclosures, and also ensuring regulatory timelines are monitored and that TRID guidelines are strictly followed• Prepare files with all necessary documentation, including initial disclosure package, checklists and other additional required documentation• Review member\'s assets, liabilities, income, employment history and other factors to determine eligibility• Review and analyze all documentation received to determine ratios, credit and collateral acceptability including, but not limited to, reviewing, title searches, appraisals, property and flood insurance binders as required by TRID.
Education
Bergen Community College
Associate of Science - AS, General Studies
2013 — 2015
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