Michael Richter
Director, Treasury Capital Strategy at Charles Schwab
- Role
- Director, Treasury Capital Strategy at Charles Schwab
- Location
- Charlotte, NC, US
- LinkedIn followers
- 500 followers
About Michael Richter
Strategic finance and capital management leader with deep expertise across Treasury and Capital Management. I bring 18+ years of experience in Corporate Treasury at Wells Fargo. At Wells Fargo, I led teams responsible for capital forecasting, CCAR submissions, and stress testing, where I partnered closely with other Treasury groups, Corporate Risk, and executive leadership to enhance the firm’s capital strategy and positioning. I have built capital policies, sized management buffers, enhanced internal capital adequacy frameworks (ICAAP), and built recovery and resolution capabilities.Most recently, I’ve been supporting a large consulting firm\'s financial services clients as they prepare for Large Financial Institution (LFI) designation — helping banks assess readiness as well as enhance governance and capital planning capabilities in line with Federal Reserve expectations. Known for a collaborative and analytical approach, I enjoy leading teams, solving complex problems, and working across disciplines to deliver results. I\'m passionate about helping financial institutions navigate change, strengthen balance sheets, and drive sustainable growth.
Experience
Director, Treasury Capital Strategy
Aug 2025 — Present · Charlotte, NC, US
Education
Clemson University
Bachelor of Science (B.S.), Economics
2002 — 2006
Clemson University
Bachelor of Science (B.S.), Financial Management
2002 — 2006
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