Michael Lawson
BCS Underwriter/Portfolio Manager II, Assistant Vice President at Citizens Financial Group, Inc
- Role
- Bcs Underwriter Portfolio Manager Ii at Citizens Financial Group, Inc
- Location
- Warwick, RI, US
- LinkedIn followers
- 500 followers
About Michael Lawson
As an experienced banking professional, I am seeking a challenging career that utilizes my skills in my area of competency and gives me a chance to be part of a team that contributes towards the growth of the organization, while allowing me to further my career
Experience
Bcs Underwriter Portfolio Manager Ii
Sep 2014 — Present · Warwick, RI, US
Continuously monitor and proactively manage risk/exposure in compliance with CFG credit policy for business banking portfolio with annual revenues up to $25 million• Responsible for the quality, integrity and soundness of all financial analysis in order to make decisions on annual reviews/renewals, modifications and new deals within an assigned portfolio• Review company and guarantor background, corporate and personal tax returns, personal financial statements, business and personal credit reports, property evaluation, legal documents, industry risk, and any other key information needed to determine borrower credit worthiness to determine potential problem loans• Independently interact with Senior Management, Sales Team, Credit Products Officer and workout groups in order to discuss and resolve risk related issues• Underwrite commercial loan transactions with aggregate credit exposure up to $1 million • Communicate credit decision rationale to Business Banking officers and Regional managers, as well as provide guidance on loan structuring and financial matters during the underwriting process
Education
University of Rhode Island
Bachelor's Degree, Bachelor of Science in Business Administration
2002
LaSalle Academy
High School, College Studies
1993 — 1997
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