Michael Korff

Senior Commercial Lending Officer @American Bank

Corpus Christi, TX, US

Develop and grow long lasting banking relationships by providing first class service to businesses by understanding and providing solutions for commercial clients specific financial needs.• Determine financial needs of existing and prospective clients through client discussions and effective review of business client operations and financial analysis.• Underwrite, prepare and present complex credit opportunities to a committee of credit approvers in mutually beneficial structure and terms.• Monitor existing credit portfolio to ensure conformity to loan terms and detect early signs of credit deterioration in order to limit credit losses for both bank and customer.• Establish a network of business professionals with the opportunity of referring qualified leads for review.• Assist other loan officers in properly analyzing and structuring potential credit opportunities.• Properly delegate acceptable responsibilities and ensure that supervised employees receive appropriate development opportunities and timely performance reviews.

University of Texas at Tyler

Bachelor of Business Administration (B.B.A.)

Wells Fargo Business Banking University

College of Commercial Credit