Michael Korff
Senior Commercial Lending Officer at American Bank, N.A.
- Role
- Senior Commercial Lending Officer at American Bank
- Location
- Portland, TX, US
- LinkedIn followers
- 500 followers
About Michael Korff
Commercial Banking is extremely fulfilling as no two companies run the same. They each…
Experience
Senior Commercial Lending Officer
Mar 2018 — Present · Corpus Christi, TX, US
Develop and grow long lasting banking relationships by providing first class service to businesses by understanding and providing solutions for commercial clients specific financial needs.• Determine financial needs of existing and prospective clients through client discussions and effective review of business client operations and financial analysis.• Underwrite, prepare and present complex credit opportunities to a committee of credit approvers in mutually beneficial structure and terms.• Monitor existing credit portfolio to ensure conformity to loan terms and detect early signs of credit deterioration in order to limit credit losses for both bank and customer.• Establish a network of business professionals with the opportunity of referring qualified leads for review.• Assist other loan officers in properly analyzing and structuring potential credit opportunities.• Properly delegate acceptable responsibilities and ensure that supervised employees receive appropriate development opportunities and timely performance reviews.
Education
University of Texas at Tyler
Bachelor of Business Administration (B.B.A.)
Wells Fargo Business Banking University
College of Commercial Credit
2013 — 2014
Skills
- Commercial Lending
- Business Relationship Management
- Sales
- Relationship Management
- Commercial Mortgages
- Leadership
- Credit Risk
- Strategic Planning
- Small Business Lending
- Credit
- Treasury Management
- Cross Selling
- Financial Services
- Customer Service
- Financial Analysis
- Lines of Credit
- Budgets
- Finance
- Banking
- Cash Management
- Risk Management
- Negotiation
- Business Development
- Portfolio Management
- Contract Negotiation
- Loans
- Loan Origination
- Credit Analysis
- Commercial Banking
- Underwriting
- Financial Risk
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