Michael Johns

Senior Consumer Underwriter @Ally Lending

Renton, WA, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jun 2023 — Present

Senior Consumer Underwriter @Ally Lending

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Renton, WA, US

Team top performer that consistently meets/ exceeds monthly targets and goals. Conduct comprehensive credit risk assessments to make informed decisions on extending credit to prospective customers, utilizing rigorous analytical methodologies. Engage directly with dealership personnel and funding managers to proactively address funding concerns, ensuring optimal satisfaction for both dealers and customers. Promptly escalate and address risk issues while remaining abreast of evolving policies and industry best practices. Assess dealership requirements and deliver current company offerings to bolster customer relationships and satisfaction. Leverage market insights and competitor strategies to identify and capitalize on emerging opportunities. Promote corporate programs and services to incentivize dealerships to expand their market share through upselling initiatives.

EDUCATION

1987 — 1988

Shoreline Community College

Business

ABOUT MICHAEL JOHNS

Results-driven Financial Sales Manager. Extensive expertise in relationship management and consultative sales in finance industry. Utilizes efficiency and organization abilities to meet business objectives. Builds lasting, trust-based relationships with clients. Consistently obtains high performance through dedicated leadership, problem-solving, active coaching and cohesive team building. Practical, articulate and analytical. Thrives in fast-paced, professional environment.Dealer Relationship Manager | Sales Manager | Account Manager | Account Executive | B2B SalesEmail: J••••••••@comcast.netPhone #42••••••72

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