Michael Dugan

WORK HISTORY

EDUCATION

ABOUT MICHAEL DUGAN

With 30+ years\' experience in financial services, including 15+ years\' experience in mortgage capital markets, Michael specializes in financial risk management, where he leads a top-performing team, optimizing financial decision-making, driving consistent revenue increases and robust organizational growth. As a forward-thinking executive, his efforts have been instrumental in the areas of risk mitigation and operational efficiency, which have driven superior financial results. Michael excels in strategic and tactical planning, financial modeling, risk management, optimized decision-making, project management, continuous business process improvement and product development.Key Achievements Include: Managed a team of 7 direct reports with full P&L responsibility of all capital markets initiatives, reported directly to both CEO and COO Mitigated interest rate, liquidity, and operational risk for $2 billion hedged loan pipeline, maximizing organizational revenue and profitability consistent with stated goals and objectives Directly traded TBA mortgage-backed security futures, mitigated hedged loan pipeline risk, executed various types of mandatory commitments maximizing operational efficiency and profitability Led secondary marketing operations team who processed locks and reconciled purchase advices and post closing operations team who expedited loan deliveries and loan purchases, assuring optimum team productivity and consistent top performance Directed multidisciplinary team, who navigated a complex application process which culminated in receipt of Fannie Mae seller approval in less than 1 year Continually enhanced secondary marketing policies and procedures, ensuring team proficiency, resulting in improved risk mitigation and reduced operating costsContact me through this profile if you wish to connect.