Michael Howard

Financial Modeling | Macroeconomic Analysis | Asset Allocation Strategies | Forecasting & Financial Reporting

Role: Fixed Cost Analyst at Sib
Location: Charlotte, NC, US
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Michael Howard

MS Finance graduate from Georgetown University with a background in credit risk analysis,…

Experience

Fixed Cost Analyst
Sib
Jun 2024 — Present · Charleston, SC, US
Created executive reports quantifying forecasted savings and outlining implementation steps across time horizons.Modeled P&L impact of vendor renegotiations by benchmarking historical spend vs. newly secured rates, segmented by location and service category.Flagged rate discrepancies and recovered value through vendor-side credit negotiations.Delivered clean, audit-ready documentation of savings for internal finance and compliance teams.

Education

University of South Carolina
Bachelor of Science - BS, Finance
2023
Georgetown University
Master of Finance - MSF, Finance
2025
Silver Lake Regional High School
High School Diploma
2019

Contact information

Verified work emails, personal emails, and direct dials — unlocked in one click.

Work email
•••••@bit.ly
Personal email
•••••@•••••.com
Direct dial
+•• ••• ••• ••••

Unlock verified contacts

Free to start · No credit card required

Current company

Razorpay

4K employees · Bangalore, Karnataka, India

Power your finance, grow your business. Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease. Razorpay has grown from being a payment gateway provider to a solutions-driven organization boasting of an extensive products suite to accept and disburse payments as well as raise capital and park money. In a nutshell, we fit into every nook and corner where your business touches money. #OutgrowOrdinary We identify ourselves as disruptors in the digital payments space and our vision is to power the financial ecosystem for other disruptors. Like attracts like and Razorpay actively looks to partner with established companies and startups that have either broken the glass ceiling in their industry or are set to. The Razorpay Product Suite today comprises verticals, along with Payment Gateway, like Payment Links, Payment Pages, Subscriptions, Smart Collect, Route, Razorpay Capital, RazorpayX, Payroll and Thirdwatch. Razorpay was started in 2014 by two IIT Roorkee alumni, Harshil Mathur and Shashank Kumar. Just a short few years later, Razorpay has evolved into a 800-odd strong organization with some of the best talents in the country helping some of the best companies manage their money movement seamlessly. Certified cool We are a bunch of spirited, ambitious and fun folks. And no, we’re not saying this ourselves--leading institutions have recognized Razorpay for the high trust and high-performance culture that we maintain. Our strength lies in the people we are and we go to great lengths to nurture a family of coders, designers, sellers, marketers, analysts, writers, runners, photographers, gamers, tinkerers, and above all, people who are dreamers and doers at the same time. Be a part of our exciting journey.

bit.ly

Find verified contacts for anyone on LinkedIn

Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.

Start for free See how it works

Free plan included · No credit card required

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.

About Michael Howard

Experience

Fixed Cost Analyst

Education

University of South Carolina

Georgetown University

Silver Lake Regional High School

Find verified contacts for anyone on LinkedIn