Michael Henry

About Michael Henry

I have over two decades of varied experience in financial management. For nearly twenty years, I have worked for M&T Bank in Buffalo, NY in several capacities, including Corporate Finance, Management Accounting, Credit Administration, Regulatory Affairs/Stress Testing, and Residential Mortgage. I am currently the Head of Mortgage Servicing, with P&L responsibility for our mortgage servicing portfolio with over $100 billion in underlying principal balance. I also have several years of investment banking and analytics experience in the mortgage industry, with particular emphasis on merger and acquisition advisory and mortgage servicing rights valuation.My passion for finance also led to my serving as an adjunct lecturer with St. Bonaventure University\'s MBA program for over ten years, where I taught classes in corporate finance, real estate finance, and commercial bank management.I especially enjoy mentoring junior staff and helping others discover their own professional passions by encouraging continuous development and intellectual curiosity.

Experience

1. Executive Vice President - Head of Mortgage Servicing

   M&T Bank

   Jul 2022 — Present · Buffalo, NY, US

   Responsible for a mortgage servicing portfolio of over mortgages with over $120 billion of underlying principle. M&T\'s servicing portfolio includes owned loans, loans serviced for others, and subservicing. In addition to developing and executing a strategy for the business that is consistent with the Bank\'s objectives and Risk Appetite, key responsibilities include ensuring- Continued development and growth opportunities for the best servicing team in the industry - Compliant servicing practices that seek to achieve the best customer outcomes - A competitive cost structure that drives profitability throughout the cycle - Responsible sourcing of new bulk, flow, and subservicing opportunities to continue portfolio growth and maintain scale efficiencies - Committed partnership with consumer lending businesses across the Bank to identify cross-sell and retention opportunities

Education

• St. Bonaventure University

  Bachelor of Business Administration (BBA), Finance, General

  1986 — 1990

• Boston College

  Master of Science, Finance

  1991 — 1992

Skills

• Credit
• Financial Modeling
• Financial Planning
• Financial Analysis
• Mortgage Servicing Rights Valuation
• Middle Market Credit Underwriting
• Fdic Loss Share Administration
• Risk Management
• Financial Reporting
• Fas 141-R Loss Re-Estimaton
• Profitability Model Development
• Financial Planning and Forecasting
• Strategic Financial Planning
• Business Analysis
• Strategy
• Budgets
• Finance
• Accounting
• Forecasting
• Valuation
• Mergers & Acquisitions
• Capital Budgeting/Npv Analysis
• Credit Risk
• Management Accounting/Activity Based Costing
• Analysis
• Merger and Acqisition Analysis