Michael Hames
Associate Vice President - Agriculture Credit @TD
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WORK HISTORY
Associate Vice President - Agriculture Credit @TD
CA
Support the Pacific, Alberta and Man/Sask Agriculture Services Units for TD in Western Canada• Oversee a group of 55+ individuals, including both credit and support staff, dedicated to servicing and growing mid-market relationships in Western Canada (British Columbia, Alberta, Saskatchewan and Manitoba) with a dual focus on growing TD\'s market share while also managing our overall risk profile.• Work with partners both within and outside TD to grow and strengthen TD\'s brand profile and provide value-added solutions and competitive credit structures that meet the needs of the customer while maintaining the bank\'s appetite for risk.• Key member of the Ag Operating Committee involved with developing and pushing strategy for National Ag Services, including product offering, policies and guidelines.• Provide guidance in structuring and recommending large credit requests ($5MM+ new business and $15MM+ existing customer relationships) to credit risk management including deals deemed higher risk to the Bank where transfer to the financial restructuring group is required.• Involved in multiple key initiatives across National Ag Services including ESG and Climate Change strategy.
EDUCATION
Assiniboine Community College
Business/Commerce, General
Athabasca University
Business/Commerce, General
SKILLS
ABOUT MICHAEL HAMES
Experienced people manager with a demonstrated history of working in the banking industry with experience in various Commercial and Agricultural Banking groups. Skilled in Risk Management, People Development, Coaching, Negotiation, Sales and Managing High Risk Accounts. Experienced in managing a stand alone business group responsible for a covering a large geographical territory. Strong operations professional graduated from Assiniboine Community College.
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