Michael Cardino

Senior Vice President Finance @Bank of America

Charlotte, NC, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jan 2022 — Present

Senior Vice President Finance @Bank of America

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Charlotte, NC, US

Responsible for forecasting and reporting on GWIM Deposits balances and NII during one of the most aggressive Fed rate hike cycles in history.Work with the Line of Business to evaluate rates on all the GWIM Deposit products to manage NII and balance levels.Manage a new team through an extremely challenging environment including a highly competitive rate environment.Business Partnering with the Balance Sheet Management group, Corporate Treasury, and Funds Transfer Pricing to ensure the Bank as a whole is managing assets and liabilities in a responsible manner.

EDUCATION

N/A

University of New Haven

MBA

N/A

Central Connecticut State University

BS

SKILLS

Generally Accepted Accounting Principles (Gaap)Process ImprovementFinancial ModelingExcelExecutive SupportControllersCredit CardsVisioPowerpointBusiness AcumenOracle ApplicationsLoansSpreadsheetsFinancial AnalysisTeam LeadershipCorporate FinanceExecutive Presentation SkillsAccountingSix SigmaIndustry AnalysisPartneringFinancial ReportingBudgetingMicrosoft OfficeProject FinanceAttention to DetailAccount ReconciliationStrategic PlanningSecuritizationControllership FunctionsForecastingBankingRisk ManagementCorporate Fp&a

ABOUT MICHAEL CARDINO

Talented finance professional with successful track record supporting businesses with over $3 billion of annual spend. Fifteen year career includes FP & A, forecasting, securitizations, and auditing. Possesses proven leadership ability and demonstrated success at management, team building, and development. Identified as an individual with strong business partnering skills, including the ability to build strong relationships and trust through the executive level. Multi faceted background includes auditing, FP & A, securitizations, SOX, and risk in a number of different industries. Consistently identified as a top performer by all the members of the executive team demonstrated by the trajectory of responsibilities. Specialties:•Financial Analysis •Executive Presentation•Financial Reporting•Risk Remediation•Team Development•Excel/Oracle/SAP•Process Rationalization•Balance Sheet/P&L•Forecast Accuracy

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Michael Cardino — Senior Vice President Finance at Bank of America in Charlotte, NC, US | Unifers