Michael Arevalo

About Michael Arevalo

Individual NMLS ID #197962 Officer Interview Q&A\'sHow long have you been in the mortgage business and what inspired you to get into it?I have been in the business for 6 years. Whether it’s a new home purchase, or an adjustment to their current interest rate—I want to assist people in making smart financial decisions. Mortgages are harder to qualify for, and I expect that to stay the same. Smart financial decisions are critical for every family. I can help guide you toward your financial goals by giving you the best possible advice and options on home loans. What advice would you give new or first time home buyers?Take your time, find the right fit and purchase within your budget. Find that “dream” home! Do not settle!How has the mortgage industry changed since you started, and what would you expect in the future?Mortgages are harder to qualify for, and I expect that to stay the same. This means that smart financial decisions are critical for every family. I can help guide you toward your financial goals by giving you the best possible advice and options on home loans.What part of the home loan process do customers find most difficult and how do you help them through it?A lot of customers find the documentation component to be the most difficult. I help them by setting expectations from the beginning so there are no surprises. I like to cover all the bases up front to avoid any hiccups in the process.What provides you with the most satisfaction in your job as a Loan Officer?I really enjoy helping people reach their financial goals and breathe easier. When they are living comfortably and they are confident about their financial decisions, they can focus their time on the most important things in life; family, friends, and hobbies.

Experience

1. VP Inside Sales

   Champions Funding LLC

   Sep 2022 — Present · Gilbert, AZ, US

Skills

• Short Sales
• Fha
• Investment Properties
• Real Estate Financing
• Investors
• Loss Mitigation
• Fha Financing
• Wholesale Lending
• Reverse Mortgages
• Credit
• Non-Conforming
• Home Equity Loans
• Mortgage Lending
• Certified Mortgage Planning
• Super Jumbo
• Nmls Licensed
• Loans
• Loan Origination
• Second Mortgages
• Mortgage Underwriting
• Investments
• Usda
• Home Equity
• Refinance
• Debt Consolidation
• Mortgage Servicing
• Construction Loans
• Credit Analysis
• First Time Home Buyers
• Government Loans
• Nmls
• Mortgage Marketing
• Va Loans
• Reo
• 203k
• Strategic Financial Planning
• Underwriting
• Banking
• Home Equity Lines of Credit
• Rates