Michael Blanco

About Michael Blanco

Strategic, results-driven, and highly adaptable leader with a proven track record in enterprise risk management and cross-functional team leadership. Strong ability to excel in unstructured or evolving settings, particularly when tasked with building teams or initiatives from the ground up. Demonstrate extensive expertise in risk frameworks, governance, and compliance while continuously driving regulatory alignment and performance optimization. Known for a hands-on approach to risk management, strategic planning and continuous improvement. Uniquely positioned to transform emerging or underdeveloped risk management programs into highly efficient operations, utilizing a strategic alignment of risk metrics, qualitative insights, and aggregated data to enhance risk-based decision-making and forecasting capabilities.VALUE PROPOSITIONSQuantitative and Qualitative Risk Analytics: Skilled in applying both quantitative and qualitative analytics to garner insights into risk trends, thereby facilitating informed risk management and strategic planning.Strategic Resilience Building: Ability to construct resilient risk management processes and programs that anticipate and mitigate risks across financial and non-financial risk types.Leadership in Regulatory Environments: Excel in navigating high-pressure environments driven by complex regulatory requirements, applying strategic foresight and meticulous planning to lead teams in effective risk management.

Experience

1. Executive Director

   Wells Fargo

   Jan 2025 — Present · Charlotte, NC, US

   Direct the risk maturity program, determining the firm\'s risk management maturity and risk profile, which form the core output for the Enterprise Risk Committee (ERCC). This program ensures that the firm\'s risk management practices align with regulatory requirements and drive informed, risk-based decision making across the organization. Utilize specialized knowledge of OCC heightened standards to refine risk profile and appetite assessments. Develop and maintain a robust governance framework that ensures strict compliance and comprehensive oversight. Present a consolidated overview for strategic decision-making at the Operating Committee level through aggregation and evaluation of detailed risk profiles. Enhance the technology platform to ensure efficient risk data aggregation, reporting, and analysis through development and oversight of technology and program verticals within the Risk Management Effectiveness framework.Offer strategic advice on risk maturity and capacity assessments to refine risk management approaches by providing extensive consultation across 23 frontline and second-line organizations. Originated methodologies and architected the risk management maturity program from the ground up to champion governance in alignment with risk profile requirements.Transformed risk profile perceptions for board members by redesigning views and creating educational materials to clarify risk profiles and appetite, thereby improving board-level communication.Identified key risk indicators (KRIs), risk assessment metrics, and key performance indicators (KPIs) to monitor and evaluate the company’s risk maturity progress and effectiveness of risk controls. Defined and tracked the top 10 risk metrics with high materiality to enhance strategic decision-making and regulatory compliance.

Education

• NYU Stern School of Business

  Master of Science - MS, Risk Management

• Syracuse University - Martin J. Whitman School of Management

  Master of Business Administration - MBA

• Syracuse University - Martin J. Whitman School of Management

  Master of Science - MS, Business Analytics

• Florida International University

  Bachelor of Arts - BA, Political Science and Government