Micah Teller
Commercial Credit Analyst Intern | Accounting and Business Student at Hope College
- Role
- Commercial Credit Intern at Mercantile Bank
- Location
- Petoskey, MI, US
- LinkedIn followers
- 500 followers
About Micah Teller
Micah Teller, a senior at Hope College in Holland, Michigan, is pursuing a double major…
Experience
Commercial Credit Intern
May 2025 — Present · Grand Rapids, MI, US
Analyzed financial statements, tax returns, and cash flow reports of middle-market and small business clients to assess creditworthiness and risk exposure.∙ Conducted thorough underwriting by preparing credit memos and loan presentations for commercial lending decisions ranging from $250K to $10MM+.Conducted industry and market research to contextualize borrower risk and assist in portfolio management decisions.∙ Reviewed and interpreted loan agreements, covenant compliance, and collateral structures to ensure adherence to credit policy.∙ Collaborated with relationship managers to streamline the credit approval process and improve deal turnaround time.∙ Participated in loan committee meetings and gained exposure to high-level strategic credit decision-making.
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