Michael D. Friedman

About Michael D. Friedman

For more than a decade, I’ve led programs across lending, sales, and fintech—driving new product growth, improving performance, and developing leaders who raise the bar for everyone around them.If your business needs someone who can navigate change, rally people, and deliver consistent results, I’m always open to connecting.

Experience

1. Director, Conventional Lending

   SmartBiz

   Oct 2023 — Present · Austin, TX, US

   Lead growth and profitability for SmartBiz’s on-platform non-SBA loan program. Drive double-digit quarterly revenue expansion while maintaining disciplined risk and compliance standards.Highlights-Delivered sustained double-digit quarterly growth across all product lines-Defined and executed go-to-market strategy, balancing revenue acceleration with portfolio quality-Lead cross-functional teams across Product, Risk, Sales, and Partnerships to scale non-SBA lending.

Education

• San Francisco State University

  BA, International Relations and Affairs, Middle East and Asia

  2010 — 2012

• Branham High School, San Jose CA

  Diploma

Skills

• Banking Relationships
• Loan Origination
• Customer Retention
• Sales Operations
• Team Management
• Coaching
• Analysis
• Finance
• Teaching Experience
• Financial Planning
• Mortgage Planning
• Home Equity
• Conflict Management
• Outdoor Recreation
• Notary Public
• Banking
• Loans
• Management
• Sales
• Credit
• Mortgage Lending
• Retail Banking
• Strategy
• Customer Service
• Team Building
• Credit Analysis
• Analytical Skills