Mehul Mehta

About Mehul Mehta

I\'ve spent 28 years in treasury and balance sheet risk — at Wells Fargo and SunTrust in the US, and across India GCCs — building the analytical frameworks, teams, and reporting infrastructure that help leadership make better capital, pricing, and portfolio decisions.In the US, I worked across the full ALM and IRR spectrum — ALM, mortgage portfolio management, CCAR, asset allocation, quantitative modeling and analytics, NPL strategy, FP & A, product and portfolio strategy and management consulting. I ran risk analytics on multi-billion dollar portfolios, led $1.5bn+ in NPL transactions, and supported weekly CEO and CFO risk briefings.In India, I built SunTrust\'s offshore analytics operation from 7 to nearly 100 people — creating the business intelligence and reporting infrastructure that powered decisions across finance, risk, compliance, and wealth management. Then at Wells Fargo Bengaluru, I\'ve led the build-out and transformation of the Balance Sheet and Interest Rate Risk Management function — growing from 6 to 50 FTEs, driving transformation of 300+ critical ALCO and Board reports, and establishing a COE for GenAI and ML applications in treasury risk.I\'m not a quant by background. I understand models well enough to know what to build, how to spec it, and when to challenge the output — and to connect it to a business decision that matters.CFA charterholder. Founding member, Investment Leadership Forum for GCCs. Open to conversations on treasury leadership, balance sheet risk, finance transformation, and the practical application of AI in risk management.

Experience

1. Executive Director - Head of Balance Sheet & Interest Rate Risk Management

   Wells Fargo

   Oct 2023 — Present · Bengaluru, IN

   Leading the transformation of Wells Fargo\'s Balance Sheet and IRR Risk Management function — building the team, the capabilities, and the analytical infrastructure that supports better risk and profitability decisions at the CFO and Board level.• Own the full BSIRRM value chain — data, models, production, analytics, reporting, transformation, and governance; production environment runs 60+ stylized scenarios across EaR, NII, EVE, and Duration Gap with multi-scenario outputs delivered to ALCO, Board, IRRMC, and Investor Relations• Functional scope covers the complete ALM remit — IRRBB compliance, deposit behavioral modelling, Funds Transfer Pricing analysis, balance sheet optimization, model risk and performance monitoring, IRR framework, treasury transformation and strategic advisory• Led the build-out of a multi-tool semantic data layer to standardize reporting and power dashboards and workflows across Power BI and Python; steered the development of advanced analytics tools — including a Python-based MV and income sensitivity what-if engine and an unsupervised ML anomaly detection model — from concept to production• Driving transformation of 300+ critical reports; established COE for GenAI, ML, and RPA in treasury risk• Appointed by I&P CFO to lead early talent acquisition for India Finance — owning the high potential nurture program

Education

• University of Mumbai

  M.Com, Advanced Accounting and Economics

  1995 — 1997

• CFA Institute

  CFA, Chartered Financial Analyst

• University of Mumbai

  B.Com, Economics & Accounting

  1991 — 1995

• Weatherhead School of Management at Case Western Reserve University

  MBA, Banking and Finance

  1997 — 1998

Skills

• Alm
• Credit Analysis
• Market Risk
• Banking
• Valuation
• Risk Management
• Leadership Accountability
• Mortgage Lending
• Trading
• Investment Banking
• Structured Finance
• Forecasting
• Financial Risk
• Asset Management
• Mergers
• Investments
• Equities
• Hedging
• Credit Risk
• Fixed Income
• Balancesheet Strategies
• Interest Rate Risk Management
• Securitization
• Strategy
• Treasury Management
• Credit
• Financial Modeling
• Quantitative Analytics
• Derivatives
• Financial Analysis
• Capital Markets
• Portfolio Management
• Mergers
• Loans