Megha Babu

Associate - US mortgage

Role
Loan Origination - Us Mortgage at Cognizant
Location
Bengaluru, KA, IN
LinkedIn followers
500 followers

About Megha Babu

US Mortgage Process Specialist | Skilled in Income Calculation & 4Cs Analysis | Detail-Oriented & Compliance-DrivenWith a strong foundation in the US mortgage industry, I bring deep knowledge of the 4Cs of underwriting - Credit, Capacity, Capital, and Collateral,along with practical expertise in income analysis and borrower eligibility assessment.Well-versed in US mortgage workflows and documentationStrong understanding of income calculation methods and risk assessmentDetail-oriented, with a commitment to meeting quality and compliance standardsAdaptable, reliable, and always eager to grow in the financial services spaceCurrently working at Firstsource, I continue to strengthen my skill set in the mortgage domain and remain passionate about contributing to efficient and accurate loan processing.

Experience

  1. Loan Origination - Us Mortgage

    Cognizant

    Jan 2026 — Present · Hyderabad, IN

Education

  • Koshy's Business School

    Bachelor of Commerce - BCom, Logistics, Materials, and Supply Chain Management

    2021 — 2024

  • Koshy's Business School

    Bachelor of Commerce - BCom, Logistics, Materials, and Supply Chain Management

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Megha Babu — Loan Origination - Us Mortgage at Cognizant in Bengaluru, KA, IN | Unifers