Megha Agarwal

About Megha Agarwal

I’m a CA, CFA (US), and FRM-certified risk professional with 7+ years of banking experience across EMEA, APAC, and Americas. I specialize in treasury and credit risk, regulatory capital planning, and stress testing.Currently an AVP at NatWest Group, I provide second-line oversight on:• ICAAP / ILAAP stress tests and Pillar 2A/B capital evaluations• Recovery & Resolution Planning• Basel reforms, RWA optimization, and strategic capital issuance (AT1, MREL)• Climate risk Stress Tests (CBES, NGFS) and scenario design• Risk analytics using tools like financial models, and dashboardingI collaborate with Finance, Treasury, and Model Development teams, translating complex models into strategic insights. I’ve presented at forums like ALCO and Board Risk Committees, bringing clarity to regulatory and economic capital decisions.Earlier roles involved reviewing credit IRB models, conducting deep-dive due diligence on institutional counterparties (funds, SPVs, pension schemes), and advising on derivative exposures, valuation, and collateral structures across asset classes.I combine regulatory fluency with an analytical mindset — leveraging tools like Python, Tableau, and advanced Excel to shape insight-driven risk narratives that support executive decisions.Looking for a challenging role where I can develop my technical and soft skills simultaneously.

Experience

1. Assistant Vice President

   NatWest Group

   Oct 2023 — Present · Gurugram, IN

Education

• Montfort School

  XII, Business/Commerce, General

  2010 — 2012

• The Institute of Chartered Accountants of India

  Chartered Accountant, Accounting and Finance

  2013 — 2017

• CFA Institute

  Passed all three levels , Banking, Corporate, Finance, and Securities Law

  2015 — 2019

• Dayanand Public School

  X

  1999 — 2010

• Delhi University

  Bachelor of Commerce - BCom Hons., Business/Commerce, General

  2012 — 2015

• Global Association of Risk Professional

  FRM, Risk Management