Rameez Mullick

Manager - Emerging Corporate Business @Tata Capital

Pune, IN

Managing a ₹520 Cr+ lending portfolio across SME and corporate clients, delivering structured finance solutions (LAS, Lease Finance, Factoring, Term Loans) tailored to diverse business needs.2. Partnering with promoters, CXOs, and CFOs to conduct credit assessments, analyzing balance sheets, cash flows, and financial ratios to design customized financing solutions and drive business growth.3. Leveraging tools such as SaveRisk, Perfios, and Salesforce to create CAMs & CMAs, extract critical financial insights, and support data-driven decision-making in high-value transactions (>₹30 Cr).4. Driving portfolio growth by onboarding new clients through cold visits, consultant networks, and industrial area outreach, contributing to a 15% YoY increase in disbursements.5. Monitoring and optimizing portfolio health, ensuring 100% on-time repayments while proactively mitigating risks through compliance oversight and integration of CGTMSE guarantee frameworks.6. Leading process automation and workflow enhancements, reducing turnaround time by 27%, improving client satisfaction, and strengthening SOP adherence.