Afaroj Jamal

Immediately Looking for an opportunity inCommercial Vehicle Loan/Auto Loan, Mortgage Underwriter, Commercial Underwriter, Financial analyst, Credit Analyst

Role: Senior Manager at HDFC Bank
Location: New Delhi, DL, IN
LinkedIn followers: 500 followers

General Business & ManagementView LinkedIn profile

About Afaroj Jamal

A detail-oriented and strategic professional with 10+ years of progressive experience in the Banking and Fin Serv ind as an Auto Loan Underwriter, Commercial Underwriter, Credit Analyst and Financial Analyst, assisting Indian and global clients such as US and UK Client.

Experience

Senior Manager
HDFC Bank
Jun 2023 — Present · IN
Credit Approval for Proposals in line with Credit policy guidelines and credit delegation • Underwriting process comprises of Risk assessment by financial analysis, loan repayment analysis from credit information providers like CIBIL, EQUIFAX, Analyzing Banking behavior, Customer point verification, Tele verification & RBI reports to verify SMA, Willful defaults as per the credit policy of the Bank, etc. • Business development strategy formulations and Policy development analysis and reporting. Dealer & DSA reviews, Vendor reviews & bills management and MIS-analysis• Impart Training to Sales distribution channels and other functions on policy and process• Co-ordinate with Credit vendors to identify the risk / Frauds prevailing in locations and take measures to mitigate the same.

Education

Degree College Pithoragarth
Master of commerce, Business/Commerce, General
2005 — 2007
Osmania University
Master of Business Administration (MBA), Finance and Financial Management Services
2008 — 2010
DDM college Bairagania
Bachelor of Commerce (BCom), Business/Commerce, General
1999 — 2001

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About Afaroj Jamal

Experience

Senior Manager

Education

Degree College Pithoragarth

Osmania University

DDM college Bairagania

Find verified contacts for anyone on LinkedIn