Michelle Black

About Michelle Black

Executive with 20+ years of financial services experience in all 3 lines of defense…

Experience

1. SVP, Head of Consumer Lending Third Party Risk Program

   Wells Fargo

   May 2019 — Present

   Built and lead first line, global team of 33 professionals responsible for the governance, oversight, monitoring, identification, assessment, reporting and escalation of Auto, Home Lending, Personal Lending & Retail Services, and Card & Merchant Services third party (TP) portfolio risks and business adherence to TP Policy and Program requirements. • Partner and consult with businesses to identify, assess, and mitigate third party risks and issues, as well as identify opportunities for improving efficiency and effectiveness. • Report, present and escalate at various levels of the CL and enterprise organizations, including presentations to Line of Business (LOB) and Business Group Heads, Risk and Control Committees, and TPRM Subcommittee. • Lead and conduct monthly Community of Practices forum with 200+ key third party stakeholders in the business, TP Program, and Independent Risk Management (IRM) support partners to discuss program updates, best practices, and current and emerging risks. • Execute Operational Risk Program elements on behalf of CL for TP Risk including enterprise risk identification & assessment, risk & control self-assessment (RCSA), key risk indicators (KRI), and issues management requirements.

Skills

• Auditing
• -Ability to Adapt to Multi-Task and Adapt in a Fast-Paced, Changing Environment
• Operational Risk
• Accounting
• Vendor Management
• Management
• Leadership
• Operational Risk Management
• Sarbanes-Oxley Act
• -Microsoft Office Suite of Products
• -Audit Policies and Practices
• -Ability to Meet Deadlines
• Internal Controls
• -Regulatory Relations and Exam Management
• Enterprise Risk Management
• -Learning Agility
• Risk Management
• -Process Analysis and Identification of Risks and Controls
• Six Sigma
• Financial Services
• Analysis
• Business Process Improvement
• Financial Risk
• -Ability to Communicate and Influence
• Process Improvement
• Financial Analysis
• Risk Assessment
• Internal Audit
• -Ability to Navigate Global, Complex Organizations
• Banking
• Project Management