Mayur Rathod

Executive Vice President - Functional Head - Wholesale Business Automation and Credit platforms

Role: Executives Vice President - Functional Head - Wholesale Business Automation and Credit Platforms at HDFC Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

About Mayur Rathod

Chartered Accountant with 26+ years of experience across Banking & Financial institutions Diverse experience across some of the leading Banks & financial institution in India across various business verticals like business, risk, finance, technology, operations & support functions. I bring rich experience in lending & liability products across Corporate, SME, MSME, Consumer & Rural businesses, digital channels, broking, investments & insurance products. Been part of several startup teams in multiple financial organisations, setup divisions, revamped broking & wealth divisions, launched products and headed various departments ranging from Product to Risk to Operations and Finance as well. In the above roles have managed Products division (like cards, loan against shares), Business modelling, P&L management, Credit risk, Portfolio Management, Regulatory reporting, Business process designing & implementation, reengineering, SOP management, Quality Assurance (ISO, Six Sigma, Lean Management) and Operational efficiency. Have been highly successful at defining and executing complex projects and portfolio migrations from inception to delivery, business requirements analysis, outlined scope of work(i.e. process and system implementations), project documentation, application testing and resource training. Core Competencies #Startup Specialist #Large Scale Project Development Mgmt & Tracking#Strategy & Business Modelling #Budgeting & Planning, Business Performance #Management of Cross-Functional Teams#Process Analysis & Reengineering #System Solution Architectures #Operational efficiency & Quality Assurance #Fintech Tie-ups#Transformation and Remediation specialist#Risk Management#Vendor Mgmt, Cost & Resource estimation #Audit and Compliance Management

Experience

Executives Vice President - Functional Head - Wholesale Business Automation and Credit Platforms
HDFC Bank
Dec 2025 — Present · Mumbai, IN
Digitisation, Transformation and Modernization for Wholesale Business processes and applications

Education

University of Mumbai
Bechalor, Commers
1991 — 1996
The Institute of Chartered Accountants of India
CA, Finance, General
1996 — 2003

Skills

Business Process
Derivatives
Operational Excellence
Equities
Capital Markets
Banking
Mutual Funds
Risk Management
Team Management
Management
Business Intelligence
Financial Risk Management
Operations Management
Credit Risk
Operational Risk Management
Technology
Mis
Stock Market

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About Mayur Rathod

Experience

Executives Vice President - Functional Head - Wholesale Business Automation and Credit Platforms

Education

University of Mumbai

The Institute of Chartered Accountants of India

Skills

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