Mayur R. Gala

Experience

1. Senior Vice President & Head Campu & Strategic Governance- Meg

   Axis Bank

   Feb 2026 — Present · Mumbai, IN

   My role spans credit lifecycle management, regulatory and audit compliance, operational risk, and large‑scale automation initiatives, working closely with Coverage, Underwriting, Risk, Strategy, Operations, and Technology teams. Key Responsibilities & ImpactCredit & Risk ExecutionLead large no of credit analysts\' team responsible for Credit Approval Memo (CAM) preparation, rating reviews (stale & event‑based), financial covenant testing, CARO/RAR assignments, and ad‑hoc credit risk analyses.Manage portfolio‑level housekeeping and RMP parameters including stale ratings, renewals, EWS, RFA, call memos, covenant compliance and portfolio Governance & Compliance. Oversee PSL checks, SL issuance compliance, and non‑financial covenant adherence.Drive geo, CO, and MEG‑wide audit resolution, including closure of audit, risk, and CARO observations.Act as SPOC for MEG CCP, pricing policy coordination, and underwriting strategy initiatives.Transformation, Automation & AnalyticsLead ICON implementation, CPS automation, and STP enablement, supported by Tableau‑based TAT and performance dashboards.Deliver project‑based automations across RAR, CPS, audit, and risk observations in collaboration with BSG and PE & A teams.Implement new frameworks including Project Finance definition changes and automate material triggers for rating reviews.Strategic & Administrative OversightMEG underwriting transformation projects driven by Strategy.Oversee administrative cost approvals, vendor management, and user access governance.Drive various initiatives for optimization of NIMs, Topline & ensure full portfolio level hygiene.Overall, I am entrusted with building a resilient, audit‑ready, and scalable MEG credit model, balancing risk discipline, regulatory compliance, process efficiency, and data‑driven decision‑making—while leading team of large no of analysts supporting business and other initiatives through complex regulatory and operational change.