Mayank Pathak
Credit Manager at Kotak Mahindra Bank
- Role
- Credit Manager at Kotak Mahindra Bank
- Location
- Bareilly, UP, IN
- LinkedIn followers
- 500 followers
About Mayank Pathak
As an experienced Credit Manager with over 6 years of experience in the financial services industry, I have a strong track record of providing credit facilities to clients while mitigating risks. Currently working with HDFC Bank Ltd, I specialize in vehicle finance dealing with new and used commercial vehicles and equipment.In my current role, I am responsible for credit appraisal of loan applications, underwriting cases with desired levels of quality, and conducting personal discussions with customers to establish credit worthiness. My decision-making skills within defined TAT have helped me to efficiently manage the credit underwriting process and ensure that customers fit into various lending parameters. Additionally, I am responsible for PDD monitoring and collateral management, ensuring all MIS are prepared and published within defined timelines, and regularly interacting with the FI agency, technical team, and RCU team for timely reports.Prior to joining HDFC Bank Ltd, I worked with Cholamandalam Investment & Finance Company Ltd. as a Credit Assistant of vehicle finance dealing with new and used commercial vehicles, equipment, auto loans, tractor loans, and two-wheeler loans. In this role, I was responsible for file processing, team handling, compliance audit, systematically arranging KYC and other credit documents in file, and ensuring the timeliness of file movement while maintaining the quality of customer files.I excel in team coordination and have experience in working with the credit, sales, and operations teams to ensure seamless processing of loan applications and timely disbursal of funds. My ability to comply with internal compliance policies, guidelines, and external regulatory ordinances has helped me to build a strong reputation in the industry.Overall, my extensive experience in the financial services industry, combined with my strong analytical and problem-solving skills, enables me to provide clients with credit facilities that meet their specific needs while mitigating risks.
Experience
Credit Manager
Jan 2024 — Present · Bareilly, IN
Education
RAJSHREE INSTITUTE OF MANAGEMENT AND TECHNOLOGY, BAREILLY
Master of Business Administration - MBA
2016 — 2018
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