Mayank Kumar
Senior Manager | Real Estate & Construction Finance @ ICICI Bank | IIM | Ex Collabera | Ex Paytm
- Role
- Senior Manager at ICICI Bank
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Mayank Kumar
Helping Companies Build High-Performing Tech Teams | AI, Cloud, & Digital Transformation…
Experience
Senior Manager
Sep 2025 — Present · Bengaluru, IN
Driving structured real estate financing solutions including Lease Rental Discounting (LRD), Real Estate Term Loans (RTL), Overdraft (OD) facilities, and Construction Finance for residential and commercial developers- Leading end-to-end deal execution — from opportunity origination and credit evaluation to structuring, sanctioning, and disbursement- Designing customized funding structures aligned with project cash flows, lease receivables, sales momentum, and risk appetite- Conducting deep-dive financial analysis, project feasibility assessments, and promoter evaluations to ensure strong asset quality- Managing a high-value credit portfolio while maintaining strict adherence to compliance, regulatory norms, and risk frameworks- Collaborating with legal, technical, valuation, and risk teams to enable seamless transaction closure within defined TATs- Building long-term relationships with developers, corporates, and investors to expand the real estate lending book- Monitoring post-disbursement performance, escrow mechanisms, and early warning indicators to safeguard portfolio health- Actively tracking real estate cycles, leasing trends, and regulatory shifts to align lending strategy with market dynamics.
Education
Inderprastha Engineering College
Bachelor of Technology, Electrical, Electronics and Communications Engineering
2012 — 2016
Indian Institute of Management Nagpur
Master of Business Administration - MBA, Business Administration and Management, General
2020 — 2022
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