Matt Simons

About Matt Simons

I am a senior banking leader with 20+ years of experience across credit risk administration, credit risk review, enterprise risk, and banking operations. My background spans both First and Second Line of Defense roles, giving me a unique ability to balance growth, risk mitigation, and operational efficiency.I focus on building strong credit cultures, leading high‑performing teams, and driving strategic initiatives that protect the enterprise while enabling sustainable business expansion. My experience includes performing credit administration functions, managing risk portfolios, conducting M&A due diligence, and partnering with business line leaders to strengthen risk frameworks.I’m known for my practical, relationship‑driven leadership style, my ability to analyze complex risk issues, and a commitment to continuous improvement. I thrive in environments where collaboration, strategic thinking, and disciplined execution are essential. The above skills are very adaptable to any industry outside of financial services and I\'m open to opportunity conversations in any industry that could utilize these skills.

Experience

1. Managing Director Credit Administration

   Webster Bank

   Aug 2025 — Present

   Provided governance oversight, including establishing and maintaining, of all 55 bank credit policies and 29 related procedures for small business, commercial and consumer credits Assisted in the agenda creation and presentation of policies to the Credit Policy Committee consisting of line of business heads and the Chief Credit Officer

Education

• University of Wisconsin–Oshkosh

  MBA, Business Administration

  2006 — 2009

• Notre Dame Academy

  Diploma, College Prep

• University of Wisconsin-Eau Claire

  Bachelor of Business Administration - BBA, Finance with Pre-Law emphasis

Skills

• Consulting
• Commercial Lending
• Centralized Underwriting
• Report Writing
• Business Innovation
• Management
• Mortgage Underwriting
• Mortgage Lending
• Loan Origination Systems
• Team Leadership
• Credit Scoring
• Leadership
• Strategic Thinking
• Credit Risk
• Enterprise Risk Management
• Small Business Lending
• Credit
• Project Management
• Financial Analysis
• Consumer Lending
• Operational Risk Management
• Sba
• Finance
• Banking
• Risk Management
• Process Improvement
• Portfolio Management
• Risk Assessment
• Loans
• Loan Origination
• Credit Analysis
• Banking Operations
• Retail Banking
• Commercial Banking
• Business Process Improvement
• Loan Operations
• Underwriting