Matthew B. Richter

SVP, Sponsor Finance at Live Oak Bank

Role
SVP, Sponsor Finance at Live Oak Bank
Location
Wilmington, DE, US
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Matthew B. Richter

Matthew joined Live Oak Bank in November 2015 and in his current role is responsible for…

Experience

  1. SVP, Sponsor Finance

    Live Oak Bank

    Jan 2021 — Present

    Co-founded the bank’s Sponsor Finance lending group. Responsible for authoring the group’s credit policy and corporate risk assessment, development of short-term and long-term strategy and building the team. Mentored direct reports balancing origination goals, portfolio administration and team development responsibilities. Independently researched, introduced and implemented new lending products across the bank including First Out / Last Out Unitranche credit structures and Delayed Draw Term Loan (DDTL) facilities. Direct nationwide deal origination for institutionally backed lower middle market businesses, driving new financing opportunities with private equity sponsors and their portfolio companies. Structure and negotiate complex credit solutions, optimizing terms to meet sponsor objectives while ensuring profitability and credit quality. Build and maintain strategic relationships with institutional sponsors, enhancing deal flow through targeted networking and cross-selling of banking products. Oversee portfolio performance in collaboration with credit and risk teams, proactively managing exposures to maintain high credit standards in a dynamic market.

Education

  • Grand Valley State University

    Bachelor of Business Administration (B.B.A.)

  • Facultad Latinoamericana de Ciencias Sociales - Buenos Aires, Argentina

    International Economics & Culture Coursework

Skills

  • Risk Management
  • Underwriting
  • Refinance
  • Loans
  • Commercial Lending
  • Commercial Banking
  • Accounting
  • Loan Origination
  • Mergers & Acquisitions
  • Spanish
  • Portfolio Management
  • Finance
  • Management
  • Financial Analysis
  • Funding
  • Consumer Lending
  • Banking
  • Cash Management
  • Credit Analysis
  • Mortgage Lending
  • Treasury Management
  • Credit
  • Credit Risk
  • C&I Lending
  • Small Business Lending

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Matthew B. Richter — SVP, Sponsor Finance at Live Oak Bank in Wilmington, DE, US | Unifers