Masood S. Aziz

About Masood S. Aziz

Successful leader, adviser & guide to executives & board of directors— Leading risk teams and facilitating collaboration— Experienced in financial services, fintech, digital assets, blockchain technology, cryptocurrencies, payment systems— High expertise in blockchain technology, banking, insurance, investment mgmt, management consulting, non-profits — Head of Compliance & Risk Mgmt, and acting CRO — Head of Risk for PIMCO’s investment operations & back-offices, with $1.9 Trillion aum, run by Bill Gross (\"king of bonds\") & M. El-Erian— Helped lead risk & client services at the largest BPO/shared service in the investment world— Supporting PIMCO’s 400+% growth in assets, scalability, technology & clients, world-wide— Helped Boards/CEOs integrate risk & resilience into business strategies and daily decision-making — Helped define Risk Tolerances & Appetite, reduced costs by over 18% in complex operations — Head of Risk for Big-4 KPMG/BearingPoint Consulting and for Client acquisition— Oversaw compliance across 23 countries & in emerging markets— Designed risk workshops, new RCSA systems, and delivered risk & compliance training for staff & mgmt — Head of Payment Systems risk, Digital/Mobile-Banking risks, channels & payment systems— Led risk mgmt in EMV, PCI DSS & CNP and for loss/fraud mitigation and management— High expertise in ERM, OpRisk, 1940 Act, Code of Conduct, AML/OFAC, FinCEN, KYC, BSA. — Led oversight w/Fed, SEC, OCC, CFTC, Basel, Dodd-Frank, SOX, COSO, SSAE16/18— Fixed-Income, Mortgage Analytics, modeling, Credit & Market Risk, Trade Execution & Surveillance— High expertise in Custody, Settlement, Confirmation, Clearing, Collateral, Transaction Processing — Leading Audit & Internal Controls— Implemented multiple Risk/GRC/Analytics Systems, Large-scale Technology — Led Risk Systems: Chase Cooper, Wolters Kluwer, QRM, BondEdge, Kamakura Risk Manager (KRM), created an in-house, proprietary risk analytics & reporting system

Experience

1. Head of Enterprise Risk Management

   Blockfi

   Jun 2021 — Present

   Leading the Enterprise Risk Management and Operational Risk Management efforts at BlockFi. Oversee the execution of cost-cutting, operational efficiencies and risk mgmt programs firm-wide. Increased operational efficiencies by 25%, streamlined & automated extensive manual processes. Building the infrastructure of ERM, instituting risk governance, leading the integration of risk management capabilities into daily decision-making, including systems, polices, methodologies and quantitative techniques. Guiding executive management, the board, and business operations leaders in building operational efficiencies, cost-savings, loss-control, incident management, and resiliency into fast-moving fintech operations. BlockFi is a leading fintech and digital asset financial firm, providing wealth management products for crypto investors, and powered by blockchain technology. BlockFi’s revenue have increased 100 fold, and is the only independent lender with institutional backing from investors that include Valar Ventures, Galaxy Digital, Fidelity, Akuna Capital, SoFi, Winklevoss Capital, and Coinbase Ventures.

Education

• Southern Illinois University, Carbondale

  Bachelor of Science (B.Sc.), Business Administration & Computer Science

• Thunderbird School of Global Management

  Master of Business Administration (M.B.A.), Banking, Finance, Int'l Affairs

• Arizona State University

  MBA - from Thunderbird, International Business & Finance

• The French Baccalaureat - French National Academy Paris, France

  Baccalaureat, Economics, General studies

Skills

• Trading
• Fixed Income
• Coso Erm
• Kyc
• Regulatory Compliance
• Diplomacy
• Broker-Dealer
• Government Liaison
• Business Strategy
• Policy
• Economics
• Nonprofits
• Sox 404
• 1940 Act
• Operational Risk
• Due Diligence
• Governance
• Ngos
• Outsourcing
• Emerging Markets
• Anti Money Laundering
• Process Improvement
• Credit Risk
• Risk
• Shared Services
• Portfolio Management
• Investment Advisory
• Financial Modeling
• Financial Services
• Investments
• Business Intelligence
• Internal Controls
• Banking
• Risk Management
• Compliance
• Sas70
• Risk Assessment
• Microfinance
• International Development
• Ofac