Marudhappan K
Unpacks Finance, Economics and AI | Retail Finance
- Role
- Credit Manager at Tata Capital
- Location
- Chennai, IN
- LinkedIn followers
- 500 followers
About Marudhappan K
I am driven by curiosity around how financial systems, data quality, incentives, and…
Experience
Credit Manager
May 2023 — Present · Chennai, IN
Assessed creditworthiness of clients by analyzing financial statements, credit reports, and risk profiles, ensuring sound credit decisions aligned with company policies and risk appetite.• Managed the end-to-end credit underwriting process, including client due diligence, credit risk evaluation, limit setting, and recommendation of credit approvals to senior management.• Monitored and maintained the health of the credit portfolio by tracking repayment behavior, identifying early warning signals, and implementing corrective actions to mitigate potential delinquencies.• Collaborated cross-functionally with sales, legal, and operations teams to streamline the credit approval process, balance risk management with business growth objectives, and improve client onboarding timelines.
Education
Universal Ai University
Post Graduate Diploma in Management (PGDM)
2021 — 2023
Sree Narayana Mission Senior Secondary School
Higher Secondary
2016 — 2018
Ramakrishna Mission Vivekananda College
Bachelor of Commerce (B.Com)
2018 — 2021
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