Maroš Komadel

Credit Risk Manager @Raiffeisen Bank International AG

Vienna, AT

Responsible for retail credit risk and portfolio monitoring in 3 network units • Identified issues in portfolio performance and proposed actions to decrease delinquency by 20%• Proposed relaxations and process improvements to raise sales by 10% with negligible risk increase• Optimized and implemented (with IT vendor) changes for processing of internal applications • Challenged network units to prepare realistic budget figures• Managed closing of identified audit issues in cooperation with several units