Mark Mitchell

Mortgage Banker @Ross Mortgage Corporation

Royal Oak, MI, US

With 20 years in the mortgage banking business, I recently made a career move to join Ross Mortgage as a Senior Loan Officer. After careful consideration of new industry regulations and business model options, I decided the mid size mortgage banker affords me the greatest ability to deliver superior service at more competitive rates.Ross Mortgage has been utilizing a streamlined model to help people realize the “American Dream” for over 60 years, and interest rates are now lower than they ever have been during that time period. Home prices are also at an all time low, so current market opportunities to refinance or buy couldn\'t be better than right now!Refinance– If your interest rate is 5% or higher, you may be able to take advantage of the current market and save thousands per year by refinancing into a lower rate. HARP 2.0 has just been introduced by our Federal Government allowing \"underwater” homeowners the ability to take advantage of today\'s low rates by refinancing regardless of how far their homes have fallen in value. I encourage you to email or fax me your latest mortgage statement for a complimentary review of refinance options and saving opportunities.Buy– Home values have tumbled over 38% in many areas over the past 6 years. With the combination of low interest rates and home prices, it\'s a perfect opportunity to buy! Many homeowners are taking advantage of this market by selling and moving up or earning additional income by renting their current home while waiting for values to increase before selling. Others are taking advantage of this market by just investing in additional income property. Lower prices and rates equal lower expenses, which provides for greater monthly cash flow and appreciation potential. As an experienced landlord and real estate broker for over 20 years, I can help you take advantage of this once in a lifetime buying opportunity. If you would like to consider buying options, please email or call me for ideas and options.

Michigan State University

B.A. College of Business, Material and Logistics Management