Mark Miller

Senior Credit Administrator @First Peoples Bank Tennessee

Jefferson City, TN, US

Responsible for oversight and administration of the bank’s loan portfolio through the monitoring and management of credit risk within the bank and its lending activities. Establish internal controls and develop written policies and procedures for extending credit to the bank’s customers while ensuring that they effectively meet the overall goals of the company. Assist in the structuring of credit opportunities to ensure that risk and reward are appropriately balanced in extending credit.Review and approve credit proposals, annual reviews and criticized credit reviews.Responsible for oversight of credit approvals.Use available tools and portfolio management techniques to effectively identify and assess trends and risks in the portfolio.Anticipate client needs and proactively generate ideas to deliver innovative solutions and improve FPB\'s competitiveness. Ensure that escalated client issues are resolved with urgency.Monitor portfolio performance, monitor exceptions, and recommend, where appropriate, to refocus Business strategy and credit approval workflows to be more effective and efficient in turnaround and the quality of approvals.Formulating, reviewing and approving lending policies and procedures.Servicing as part of top management in the development of long-range planning.

George Mason University

Bachelor of Science, Business Administration