Mark Ignatowski

About Mark Ignatowski

My work experience has been in consumer lending, both in 2nd line risk & within a business unit. Today, I lead a team of over 75 Dealer Relationship Managers who are in markets throughout the US, representing Truist Dealer Financial Services and Regional Acceptance Corporation. Most recently, I served on our Truist Indirect Auto Senior Leadership team as the Director of Governance & Administration. Our team delivered both enterprise risk program execution and business unit credit administration. Enterprise activities include Issues Management & Client Redress, Change Risk, Internal and Regulatory Exams, and Testing RCSA, Loss Events and more. Credit Administration teams led oversight of lending, funding functions, and dealer monitoring. Prior to the merger, I was part of the SunTrust indirect auto leadership team in a Governance & Oversight role for 3 years. This new role offered an opportunity to build a strong oversight framework of underwriting, funding, and dealer management activity. My SunTrust experience began as a regional credit manager - part of Midwest expansion. It was a once in a career type opportunity to create, grow and maintain a market out of the traditional bank footprint. During my time with indirect auto, I\'ve gained unique views working both within and outside of footprint. I worked for over 10 years within the business unit in operations and underwriting, building relationships with dealerships in over 20 states. As a manager, I led an underwriting team of 11 that processed indirect loan applications for retail purchase, leasing, and marine/RV loans. To complement business line experience, I was the risk analyst for the Indirect Auto & Marine/RV portfolio of over $1 billion from 2007-11, responsible for daily & monthly reporting and executive level monthly summary of portfolio performance. I chaired weekly pricing meetings optimizing risk adjusted margins. Two major achievements included partnering with LOB to increase efficiency by increasing auto decisions to > 60% and creating a dealer management program. I also was the lead analyst on a successful $1B loan sale and transfer of servicing. In addition to the indirect portfolio, I was the lead analyst on the bank\'s largest non accrual commercial relationship, developing profitability models for senior risk leaders to analyze current and future loss exposure. I also led and completed charge off forecasting and was the credit policy team lead for all of consumer lending.

Experience

1. SVP - National Sales Leader - Indirect Auto

   Truist

   Mar 2026 — Present

   Lead our team of dealer relationship managers for Dealer Financial Services and Regional Acceptance Corporation.

Education

• Wisconsin Lutheran College

  Bachelor of Business Administration (B.B.A.), Finance and Management

  1992 — 1995

Skills

• Forecasting
• Credit
• Financial Modeling
• Risk Analysis
• Mortgage Lending
• Financial Risk
• Credit Analysis
• Portfolio Management
• Loans
• Business Process Improvement
• Underwriting
• Process Improvement
• Finance
• Credit Scoring
• Pricing
• Consumer Lending
• Financial Services
• Management
• Coaching
• Analysis
• Credit Risk