Marie Cruz
Sr Credit Analytics Analyst @SouthState Bank
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WORK HISTORY
Sr Credit Analytics Analyst @SouthState Bank
Compiles commercial and consumer loan portfolio data files to prepare monthly and quarterly portfolio financial risk analysis and loan trends.• Interprets and synthesizes data into credit risk dashboard to track and mitigate risk exposure. Developed a dashboard where I incorporated a qualitative method to track Loan Policy guidelines and measure the risk exposure and adherence to loan policy guidelines. • Provides credit loss trend analysis to the executive team with an emphasis on default loan portfolio, track charge offs, recoveries, and Gain/Loss on sale of OREO portfolio.• Improved the efficiency and accuracy of Credit Analytics department by automating system via advanced Excel functions.• Delivering consistent and accurate reporting metrics to leadership.
EDUCATION
California State University-Northridge
Bachelor of Science (B.S.)
SKILLS
ABOUT MARIE CRUZ
A seasoned Financial Analyst with over 15 years of expertise in Finance and Mortgage Banking Services.
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