Maria R. Bird

About Maria R. Bird

Dynamic leader who maximizes the bottom line via experience in B2C & B2B Accounts…

Experience

1. Credit Manager

   Cooper Electric

   Mar 2023 — Present

   Oversee the NY Credit Team & Solar Division (NY, NJ, PA & CT) for an electrical supply company which provides electrical & solar equipment and services to contractors and construction companies throughout the greater northeast. • Perform credit investigation for potential new accounts and maintain existing credit files.• Determine and administer other credit alternatives such as, but not limited to, UCC-1\'s joint checks & letters of credit.• Establish and monitor credit terms & limits to present and potential customers per company credit policies.• Effectively manage payment agreements in line with DSO targets.• Proactively engage with the internal sales team to correct billing errors, provide information needed to resolve disputes, and discuss accounts nearing a “credit hold” status. • Review accounts to adjust credit limits to reflect the current financial position and payment habits of the customer.• Authorize and monitor credit holds for delinquent accounts. • Prioritize collection activity with past due accounts and determine the action to bring the account to within credit terms.• Determine when to utilize mechanic liens, bonds, attorneys and/or 3rd party collection. • Review settlement offers and make recommendations to move toward resolution. • Approve write-offs for uncollectible debt• Attend monthly Business Credit Intelligence (BCI) meetings with top professionals in the field.• On-site visits to customers to strengthen relationships and provide solutions to customer struggles, questions and concerns.

Education

• The College of Westchester

  Associate of Science - AS