Marcelo Giovannetti

About Marcelo Giovannetti

25+ years of experience in the financial industry in US and Latin America for consumer products (cards, installments & auto loans, revolving and mortgages)- Experience through the credit cycle (acquisition, ECM, and collections) and credit activities (portfolio management, loss forecasting, reporting/MIS, LLR, credit analytics, policy and controls)- Creation and usage of KPI for dashboards, reporting, tracking and measuring of portfolio credit indicators and model performance- Proficient in handling regulators (OCC) and auditors (KPMG) by conducting quarterly review meetings on Loss forecasting & Loan Loss Reserve forecasting- Risk lead in annual Plan exercise to provide Cost of Credit (NCL/LLR) inputs for US and Latin America portfolios- Global Oversight for CCAR (Comprehensive Capital Analysis & Review) and CECL (Current Expected Credit Loss) activities (model development support, validation, implementation, tracking and reporting)- Experience leading multi-geography teams- Proficient in SAS, SQL & Data management tools used for MIS & reporting- Native Portuguese, fluent English and Spanish.

Experience

1. SVP, Senior Lead Reviewer

   Citi

   Jul 2022 — Present

Education

• Universidade Presbiteriana Mackenzie

  Bachelor’s Degree, Business Administration

  1998 — 2002

• Insper Instituto de Ensino e Pesquisa

  MBA Degree, Finance

  2006 — 2008

Skills

• Mercado De Crédito
• Análise Financeira
• Cartões De Crédito
• Risco Financeiro
• Gestão De Carteiras
• Risco De Crédito
• Ccar
• Gestão
• Serviços Bancários
• Gestão De Riscos