Drx. Manoj Sahu
Medical Underwriter | B.Pharm | MBA (Healthcare Management) pursuing | Medical & Financial Risk Assessment | Insurance Analytics
- Role
- Associate - Anti Fraud Unit at Bandhan Life
- Location
- Thane, MH, IN
- LinkedIn followers
- 500 followers
About Drx. Manoj Sahu
Medical Underwriter (Level 2) with a strong foundation in medical and financial risk assessment, backed by a B.Pharmacy degree and hands-on experience in life insurance underwriting at Techsurance Pvt. Ltd. I specialize in evaluating complex medical cases, validating disclosures, and supporting accurate, compliant underwriting decisions through structured analysis and attention to detail.I actively contribute to medical hindsight reviews, quality audits, and discrepancy analysis, where my analytical approach helped achieve an 85% reduction in documentation errors and a 20% improvement in team productivity. I work closely with cross-functional clinical and operational teams while maintaining high standards of data confidentiality, ethical decision-making, and underwriting accuracy.Currently pursuing an MBA in Healthcare & Hospital Management, I aim to integrate clinical knowledge, insurance risk management, and healthcare operations. I am keen to grow in roles across health insurance, healthcare risk, underwriting analytics, and hospital management, where data-driven decisions and process excellence deliver measurable business impact.
Experience
Associate - Anti Fraud Unit
Mar 2026 — Present
I am part of the Anti-Fraud Unit at Bandhan Life Insurance, responsible for reviewing high-risk insurance cases, analyzing data for fraud indicators, and assisting in investigations. I work closely with underwriting and claims teams to detect suspicious activities and strengthen fraud prevention processes to ensure compliance and financial integrity.
Education
Adarsh Shikshan Mandals Ideal College of Pharmacy and Research
B.Pharmacy, Pharmaceutical Sciences
University of Mumbai
Bachelor of Pharmacy - BPharm
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