Manojkumar
Retail Asset Credit & Operations Professional | Home Loans & LAP | End-to-End Credit Processing, KYC/AML,Reconciliation, Payment Process & Audit Readiness
- Role
- Retail Banking Operations at RBL Bank
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Manojkumar
in Banking Operations Skilled in & 🧾 Focused on & Drives || Thrives in - Environments Passionate about & 🤝 Let’s & to shape the future of banking.
Experience
Retail Banking Operations
Apr 2024 — Present
Retail Banking Operations - BOIKey Responsibilities:Loan Portfolio & Retail Credit Management;* Managed the end-to-end loan lifecycle, acting as an intermediary between Credit and Operations teams for loans* Performed detailed financial and risk analysis, including credit bureau data, ratio analysis, and cash flow assessments to support credit decisions.* Monitored loan portfolios for risk, recommending mitigation strategies and ensuring strict adherence to internal policies and RBI regulations.Documentation & Compliance;* Oversaw document verification, including legal and technical reports, and managed all PDD to ensure compliance.* Coordinated with Credit, Legal, Technical, and Business Teams tracked PDD transactions, and ensured timely reporting for audit and management purposes.* Handled post-disbursal requests and prepared monthly disbursement and compliance reports for senior management.Operation & Compliance;* Ensure strict adherence to BOD and EOD responsibilities as per checklists, maintaining high standards of compliance.* Manage disbursement and payment processes efficiently to ensure timely and accurate transactions and Reconciliation tha data’s * Prepare, review, and circulate internal and external reports in accordance with stakeholder requirements and agreed processes.* Ensure compliance with internal and external policies, as well as audit requirements, including Legal, Compliance, and Operational standards.Skills:* Credit Analysis * Loan Processing * Financial Analysis * Risk Management * Portfolio Management * Compliance Management * Regulatory Compliance * Loan Processing & Disbursement * Operations Management * Documentation & Audits * MIS Reporting * Stakeholder Management * Vendor ManagementProducts Handled:* Secured and Unsecured Products Loan - Mortgage, LAP and Education Loans
Education
University of Madras
MBA, Human resources Management and Operations
Gurunanak college
B.COM, Bank Management
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.