Manoj Jina

About Manoj Jina

Vice President | Lead Analytics Consultant |I am a strategic Data Analytics and Risk Modeling leader with over 11 years of experience in the BFSI domain, currently serving as a Vice President at Wells Fargo. My career is defined by a commitment to data precision, regulatory compliance (Basel IFRS 9), and operational excellence. U.S. Work Authorization Status: H-1B Cap-Exempt, I hold a previously approved H-1B petition (I-797B) and have not yet utilized my 6-year eligibility. I am Lottery Exempt, meaning a prospective U.S. employer can file a cap-exempt petition for me immediately at any time of the year, bypassing the annual lottery process.🤖 The Future of Risk: Agentic AI & Gen AI Prompt Engineering:While my foundation is built on deep statistical expertise—including SAS (Certified 2024), SQL, and Python—I am actively pivoting toward the next frontier of fintech: Agentic AI and Generative AI. I leverage Prompt Engineering to design smarter, automated workflows that enhance credit risk modeling (PD/LGD/EAD) and streamline decision-making processes. Professional Impact:Wells Fargo (VP): Lead data analytics and remediation analytics initiatives for consumer banking and home lending portfolios using SAS and SQL, supporting regulatory compliance and customer remediation outcomes. Analyze large-scale credit and transaction datasets to identify trends, exceptions, and remediation opportunities, improving operational efficiency by 30%. Drive process automation and analytics best practices, reducing recurring issues by 20% and enhancing team productivity.Citi (Senior Lead Data Analyst): Designed Digital Monitoring Transaction (DMT) rules that enhanced fraud detection accuracy by 25% and ensured robust Basel compliance. Infosys (Lead Consultant): Migrated legacy reporting to interactive Power BI dashboards, cutting manual reporting time by 50%. Core Competencies: Risk Modeling: PD/LGD/EAD Estimation, IFRS 9 ECL Frameworks, Model Validation. Tech Stack: SAS (Base/Advanced/Viya), Python, SQL, Tableau, Power BI, Alteryx. Emerging Tech: Agentic AI, LLM Prompt Engineering, Process Automation.I am eager to bring my unique blend of traditional banking rigor and modern AI capabilities to a forward-thinking organization. Email:

Experience

1. Vice President

   Wells Fargo

   Aug 2023 — Present · Bengaluru, IN

   Lead data analytics and remediation analytics initiatives for consumer banking and home lending portfolios using SAS and SQL, supporting regulatory compliance and customer remediation outcomes• Analyse large-scale credit and transaction datasets to identify trends, exceptions, and remediation opportunities, improving operational efficiency by 30%• Design and deliver Power BI dashboards and executive reports for senior leadership, enabling real-time monitoring of remediation progress, risk indicators, and compliance metrics• Perform data validation, reconciliation, and quality checks to ensure accuracy of regulatory submissions and management reporting• Partner with compliance, risk, technology, and business stakeholders to translate regulatory requirements into scalable analytics and reporting solutions• Drive process automation and analytics best practices, reducing recurring issues by 20% and enhancing team productivity

Education

• Govt. Inter college

  Intermediate, PCM

  2006 — 2007

• College Name:Uttaranchal Institute of Technology

  Bachelor of Technology (B.Tech.), Electronics and Communication Engineering

  2008 — 2012