Manoj Tiwari
Director @Morgan Stanley
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WORK HISTORY
Director @Morgan Stanley
Mumbai, IN
Leading Fraud Risk Prevention (FRP) and Identity & Security (IDSEC) engineering squads across MSO and E*Trade platforms, owning high-scale authentication and risk systems responsible for real-time fraud decisioning.Leadership & Ownership:Leading multi-squad delivery across FRP and IDSEC, driving prioritization, execution, and stakeholder alignmentPartnering with Fraud, Auth Journey, and E*Trade Risk Services teams to define and deliver risk-critical initiativesMentoring engineers and driving architectural decisions across distributed systemsKey Impact & Strategic Contributions:Designed and led RSA Case Management Feedback Loop, closing critical fraud gaps and preventing significant financial losses annuallyLed end-to-end RSA event onboarding across payments, banking, authentication, and risk flowsOwned Authentication Journey Redesign, aligning risk evaluation across MSO and E*Trade platformsActed as Dev Lead for Identity Verification (IDV) — driving architecture, sequence design, and enterprise alignmentDelivered MSAD → E*Trade migration APIs, unblocking cross-platform account linking flowsSystem Optimization & Engineering Excellence:Reduced vendor costs via DB-cached MFA validation, eliminating redundant external callsOptimized APIGEE proxy limits and timeout strategies, improving system stability under loadStrengthened security via RSA portal IP whitelisting, eliminating external access vulnerabilitiesOperational Excellence:Owned certificate rotations (RSA, Symantec) ensuring uninterrupted security operationsLed RCA for critical production issues (Gemfire outage, S2Eligibility, OFAC checks), preventing fraud and downtimeAI & Innovation:Acting as AI Champion, driving adoption of GenAI tools (Copilot, LLM workflows) across engineering teamsPromoting automation and AI-assisted development practices
EDUCATION
University of Mumbai
Master of Computer Applications - MCA, Information Technology
University of Mumbai
Bachelor of Science - BS, Information Technology
ABOUT MANOJ TIWARI
Technology leader with 11+ years of experience building and scaling identity, authentication and fraud prevention platforms in global financial systems. I currently lead Fraud Risk Prevention (FRP) and Identity & Security (IDSEC) engineering squads at Morgan Stanley, owning platforms that process millions of authentication and risk events daily and play a critical role in real-time fraud detection and prevention. My work sits at the intersection of security, distributed systems, and business risk — where system design decisions directly impact customer experience, platform reliability and financial risk exposure. Over the years, I have: Designed and delivered large-scale SSO, MFA, and device registration systems across multi-platform ecosystems (MSO, Shareworks, E*Trade) Led cross-team integrations with fraud and identity vendors (RSA, Symantec, LexisNexis) Built and owned high-impact APIs and services powering authentication and risk decisioning Prevented millions of dollars in fraud losses by identifying and fixing critical system gaps Optimized vendor interactions and system design to reduce operational costs Beyond delivery, I focus heavily on leadership and system ownership — mentoring engineers, driving architectural decisions and ensuring reliable execution of complex, high-stakes projects. I am also an AI Champion within my organization, actively driving adoption of GenAI tools (Copilot, LLM-based workflows) to improve engineering productivity and accelerate development cycles. Core areas of expertise:Identity & Access Management (IAM)| SSO | MFA | Fraud & Risk Systems | Distributed Systems | System Design |.NET | Java | API Platforms
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