Manoj Karnawat
CPA at Protium Finance | Aspiring Data Analyst | SQL • Excel • Power BI | 3+ years in Banking & Credit Operations
- Role
- Credit Analyst at Protium
- Location
- Agra, UP, IN
- LinkedIn followers
- 500 followers
About Manoj Karnawat
I am a banking operations and credit professional with 3+ years of experience in file checking, underwriting, CAM preparation, and MIS reporting at Protium Finance. I am transitioning into a data analyst role by actively building skills in Excel, SQL, and Power BI.In my current role, I work with financial statements, loan applications, and portfolio data to support risk assessment and decision-making. I enjoy converting raw data into clear insights that help business and credit teams take better decisions.I have completed 2 projects projects where I analysed datasets using SQL/Excel/Power BI and created dashboards to highlight key trends. I am looking for opportunities as a Data Analyst / Business Analyst / Credit Risk Analyst where I can combine my banking domain experience with data skills.
Experience
Credit Analyst
Feb 2025 — Present · Agra, IN
Conducting credit analysis and underwriting support for various loan products with focus on risk assessment and approval workflow optimization*Prepare MIS and vendor bills*Analyzing financial statements and customer profiles to develop credit recommendations aligned with company risk policies*Utilizing advanced tools and systems to ensure accuracy in documentation, calculations, and compliance reporting.*Structured and customized working capital and term loan solutions to meet diverse client requirements.*Conducted due diligence on new credit proposals, including financial, operational, and market analysis.*Prepared and presented CAMs for senior management approval, highlighting mitigants and business rationale.*Analyzed sectoral trends and competitor performance to support credit decision making.
Education
National Institute of Information Technology
Post Graduate Program in Software Engineering - Java Specialization
2017 — 2018
Dr. Bhim Rao Ambedkar University, Agra
Bachelor of Science - BSc, Physics, Chemistry and Mathematics
Dr. A.P.J. Abdul Kalam Technical University
Master of Business Administration - MBA, Finance and IT
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