Manish Mirgh

About Manish Mirgh

Global Risk & Regulatory Consulting Leader with 24+ years of experience in Banking and Financial Services (BFSI), specializing in risk transformation, regulatory compliance, and enterprise analytics.I have led large-scale risk, fraud, and regulatory transformation programs for global financial institutions across the US, UK, Australia, Middle East, and Asia, supporting regulatory frameworks such as:• Basel II / Basel CCAR Stress Testing• CECL / IFRS9• BCBS239 Risk Data Aggregation• Liquidity Coverage Ratio (LCR)Currently working as Senior Consulting Partner in Risk & Regulatory Analytics, leading strategic initiatives across: Risk data architecture and governance Credit risk modelling (PD, LGD, EAD) Fraud analytics and financial crime detection Enterprise data warehouse and cloud risk platforms AI/ML-driven risk analytics Regulatory reporting and compliance frameworksOver my career, I have:• Led 100+ global analytics professionals• Delivered risk transformation programs for Tier-1 banks• Implemented AI-driven fraud detection platforms• Built enterprise risk data architecture and regulatory reporting frameworksMy expertise spans analytics, consulting leadership, cloud transformation, and regulatory advisory for banking institutions worldwide.I am passionate about leveraging advanced analytics, AI, and enterprise data platforms to strengthen financial risk management and regulatory compliance.

Experience

1. Consulting Partner

   Tata Consultancy Services

   Mar 2022 — Present

   Deployed as Risk Consultant in Riyad Bank since October 2024 for Due diligence and BRD submission of 13 Risk stream that include Credit Risk, Operation Risk, Technology Risk, Market and liquidity. Supported Regulatory reporting from data to dashboard like LCR, BCBS239, Prudential regulation. Lead PY and PYSPARK driven solution for Climate Risk, ESG parameter for Bank in UK. Led multiple transformation and consulting projects in Credit Risk, Data Management & Governance, Regulatory Compliance for CCAR / Stress Testing, Liquidity and Basel Reporting including Regulatory interpretation & requirements gathering, Gap analysis & remediation, Model Risk Management, etc. Products & solution development related to SAS to PY for credit risk models, Credit Risk, Climate Risk, Model Risk Management, financial modeling, credit research, Regulatory Interpretations, etc. Worked Program manager and Risk Consultant to make Risk data architecture to create comprehensive Risk data model.

Education

• University of Mumbai

  Msc

  1998 — 2000

• Welingkar Institute of Management

  MMM(MBA part time)

  2003 — 2006

Skills

• Sdlc
• Data Analysis
• Analysis
• Predictive Analytics
• Segmentation
• Portfolio Management
• Sas
• Mis
• Lead Generation
• Statistical Modeling
• Strategy
• Sql
• Banking
• Risk Management
• Team Management
• Market Research
• Business Intelligence
• Retail Banking
• Management Information Systems (Mis)
• Management
• Derivatives
• Financial Analysis
• Analytics
• Credit Cards
• Financial Risk
• Business Analysis
• Predictive Modeling